Plan sponsors that offer prescription drug coverage must provide notices of creditable or non-creditable coverage to Medicare-eligible individuals, prior to each year’s Medicare Part D annual enrollment period.

The required notices may be provided in annual enrollment materials, separate mailings, or electronically. Plan sponsors may use the federal Centers for Medicare & Medicaid Services (CMS) model notices or other notices that meet prescribed standards. The required disclosures must be provided prior to Oct. 15, 2018.

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