Roofing and Solar Contractors! Don’t gamble your business on…

87% OF ROOFING & SOLAR CONTRACTORS UNKNOWINGLY BUYING “FAKE INSURANCE”, FULL OF COVERAGE EXCLUSIONS. NO CONTRACTOR LIKES BUYING INSURANCE, BUT WHAT IS WORSE…PAYING FOR INSURANCE THAT DOES NOT ACTUALLY COVER YOU.

Common Exclusions You Should Know About:
– Height Limitations
– Roofing Exclusions (100% Roofing Work Exclusion)
– Open Structure Water Damage
– Work on Religious Buildings (e.g., churches)
– Subcontracted Work to Others (Excludes coverage for work subcontracted out)
– Overspray Exclusion
– Fall From Heights Exclusion
– Spray on Roof Exclusion (Polyurethane or other products)
– Hot Work Exclusions (including hot air welding | TPO)
– Residential Projects Over 5,000 sq ft
– Commercial Projects Over 20,000 sq ft
– Tract Home Work Exclusion
– Condo Work Exclusion
– Apartment Work Exclusion
– Town Home Work Exclusion
– Multi-Family Work Exclusion
– Bodily Injury to Subcontractors
– Prior Work Exclusion
(No Coverage on Prior Projects Within
the Past 10 year Statute of Repose)
– Breach of Contract Exclusion
– Underground Utility
– Soil Subsidence/ Movement
– Action Over (3rd Party Litigation) Exclusion
– Classification Limitation Exclusion
– State Where Work is Performed Exclusion
– Subcontractor Risk Transfer Requirement
And many more! Make sure you’re aware of these exclusions to avoid unexpected surprises.
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